The Annual Cost Of Owning A Car In Every State (It's More Than You Think)
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Illinois
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Virginia
- Washington
- West Virginia
- Wisconsin
Alabama
Total Costs For One Year of Ownership: $24,190
Annual Gas: $1,983
Average Insurance: $1,860
Note: Car repairs average about $399 per year.
Alaska
Total: $23,518
Gas: $2,482
Insurance: $1,676
Note: No sales tax on new car purchases in Alaska.
Arizona
Total: $26,201
Gas: $2,298
Insurance: $1,812
Note: The sales tax on the new car is more than what you will pay in gas for the year.
Arkansas
Total: $26,379
Gas: $1,899
Insurance: $1,957
Note: Annual repair fees average $383.
California
Total: $28,504
Gas: $3,167
Insurance: $2,416
Note: Out of all the states, California has the highest total cost of ownership.
Colorado
Total: $25,239
Gas: $2,099
Insurance: $2,337
Note: Annual repair fees average $417 in Colorado.
Connecticut
Total: $26,428
Gas: $2,218
Insurance: $1,725
Note: The higher sales tax in this state doesn't help.
Delaware
Total: $23,504
Gas: $2,077
Insurance: $2,063
Note: One of the no sales tax states.
Florida
Total: $27,235
Gas: $2,248
Insurance: $2,694
Note: Florida has some of the highest insurance premiums.
Georgia
Total: $26,691
Gas: $2,124
Insurance: $1,970
Note: Repairs average about $408 annually.
Hawaii
Total: $26,139
Gas: $3,319
Insurance: $1,517
Note: Hawaii has some of the highest gas prices in the country.
Idaho
Total: $25,910
Gas: $2,196
Insurance: $1,428
Note: 6% sales tax.
Illinois
Total: $26,755
Gas: $2,338
Insurance: $1,532
Note: Annual car repair costs run in the $379 range.
Indiana
Total: $26,430
Gas: $2,167
Insurance: $1,515
Note: Higher-end sales tax, but lower-end gas prices.
Iowa
Total: $25,366
Gas: $1,967
Insurance: $1,630
Note: At least gas prices are lower than many states.
Kansas
Total: $26,840
Gas: $1,939
Insurance: $1,900
Note: High sales tax in Kansas.
Kentucky
Total: $26,500
Gas: $1,991
Insurance: $2,228
Note: Repairs average about $385 annually.
Louisiana
Total: $26,375
Gas: $1,962
Insurance: $2,883
Note: Second highest insurance premiums after Florida.
Maine
Total: $25,401
Gas: $2,224
Insurance: $1,175
Note: Car repairs average about $349.
Maryland
Total: $26,203
Gas: $2,161
Insurance: $1,746
Note: Car repairs will run around $400.
Massachusetts
Total: $26,340
Gas: $2,209
Insurance: $1,726
Note: Car repairs are at $390.
Michigan
Total: $26,786
Gas: $2,182
Insurance: $2,352
Note: Lower on the gas prices but higher on the insurance.
Minnesota
Total: $26,484
Gas: $2,056
Insurance: $1,911
Note: Sales tax on the high end in Minnesota.
Mississippi
Total: $25,702
Gas: $1,891
Insurance: $2,008
Note: Car repairs average $400.
Missouri
Total: $25,340
Gas: $1,945
Insurance: $1,982
Note: Lower than average gas prices.
Montana
Total: $23,624
Gas: $2,068
Insurance: $2,193
Note: No sales tax but high insurance premiums.
Nebraska
Total: $25,927
Gas: $1,998
Insurance: $1,902
Note: Insurance and sales taxes are both higher than average.
Nevada
Total: $27,357
Gas: $1,906
Insurance: $2,060
Note: The highest sales tax on the list.
New Hampshire
Total: $22,760
Gas: $2,151
Insurance: $1,265
Note: The cheapest total cost of all 50 states.
New Jersey
Total: $26,642
Gas: $2,137
Insurance: $1,902
Note: One of the higher ones on the list.
New Mexico
Total: $25,374
Gas: $2,011
Insurance: $2,049
Note: Car repairs about $400.
New York
Total: $25,471
Gas: $2,292
Insurance: $1,870
Note: Thankfully, the state has some of the best public transportation.
North Carolina
Total: $24,651
Gas: $2,073
Insurance: $1,741
Note: Car repairs: $400.
North Dakota
Total: $25,504
Gas: $2,065
Insurance: $1,665
Note: Car repair costs: $365.
Ohio
Total: $25,665
Gas: $2,120
Insurance: $1,417
Note: Car repairs are at about $350 per year.
Oklahoma
Total: $24,914
Gas: $1,840
Insurance: $2,138
Note: Annual car repairs are nearly $380.
Oregon
Total: $23,583
Gas: $2,539
Insurance: $1,678
Note: No sales tax and lower insurance premiums.
Pennsylvania
Total: $26,527
Gas: $2,374
Insurance: $1,872
Note: Higher sales tax and gas prices.
Rhode Island
Total: $26,982
Gas: $2,151
Insurance: $2,061
Note: 7% sales tax.
South Carolina
Total: $25,802
Gas: $1,988
Insurance: $2,009
Note: High insurance but lower gas prices.
South Dakota
Total: $25,631
Gas: $2,052
Insurance: $2,280
Note: Higher insurance, lower sales tax.
Tennessee
Total: $26,392
Gas: $1,933
Insurance: $1,677
Note: High-end insurance costs and sales tax.
Texas
Total: $26,343
Gas: $1,885
Insurance: $2,043
Note: Lower gas prices but those insurance prices will get you.
Utah
Total: $26,717
Gas: $2,180
Insurance: $1,825
Note: Car repairs: $400.
Vermont
Total: $25,859
Gas: $2,269
Insurance: $1,319
Note: Insurance is the third lowest in the country.
Virginia
Total: $24,970
Gas: $2,105
Insurance: $1,469
Note: Annual repairs: $400.
Washington
Total: $27,016
Gas: $2,876
Insurance: $1,608
Note: Higher-end sales tax in Washington state.
West Virginia
Total: $26,412
Gas: $2,127
Insurance: $2,005
Note: High insurance premiums in West Virginia.
Wisconsin
Total: $25,426
Gas: $1,992
Insurance: $1,664
Note: Annual car repair costs come in at around $361.
